The smart solution to all your insurance needs

Get instant quotes from trusted underwriters, compare side by side, and make confident decisions — fast, simple, and transparent.

About Us

Protection you can trust, at a price that works for you.

At Skelta, we believe buying insurance should be easy, transparent, and affordable. That’s why we’ve built a digital platform that connects you directly with leading insurers — saving you time, effort, and money.

  • Grow Your Portfolio with Ease.
  • Digital Distribution Made Simple.
  • Unlock New Revenue Streams.
  • Build Trust with Transparency.
  • Empowered by Skelta’s Ecosystem.
about

How It Works (3 Steps)

We've made it easy to pick the best insurance to meet your needs and budget in just 3 steps

Tell Us What You Need

Select your insurance type — motor, health, funeral, or more.

Compare Quotes Instantly

See real-time prices from multiple insurers side by side.

Buy or Connect

Complete your purchase securely online or talk to an expert for guidance.

Explore Our Insurance Lines

We've made it easy to pick the best insurance to meet your needs and budget in just 3 steps

Funeral Insurance

A dignified send-off made simple. Covers funeral and related expenses, ensuring peace of mind for families.

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Motor Insurance

Comprehensive, third-party, and PSV cover for cars, trucks, and motorcycles — protecting against damage, theft, and liability.

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Health Insurance

Flexible health covers for individuals and families, protecting against medical emergencies and hospitalisation costs.

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Frequently Asked Questions

Got a question? We’ve got answers from Skelta.

What is Skelta?
Skelta is a digital insurance aggregator platform designed to help intermediaries — brokers, agents, SACCOs, MFIs, and bancassurance partners — access multiple insurers and products in one place.
Is Skelta an insurance company or intermediary?
No. Skelta is not an insurance intermediary or underwriter. We provide the digital infrastructure that connects licensed insurers to distributors and helps manage the entire insurance lifecycle online.
Who can use Skelta?
Licensed insurance brokers, registered agents, microfinance institutions, SACCOs, and bancassurance teams looking to digitise and grow their distribution channels.
Which insurance products are currently available on Skelta?
Our current lineup includes:
  • Funeral (Last Expense) Insurance
  • Motor Insurance
  • Health Insurance Upcoming releases: Personal Accident, Home Package, Indemnity, Travel Guard, and Pension covers.
How do I register or partner with Skelta?
Click “Partner with Skelta” on the homepage and fill in your details. Our team will contact you to complete KYC, API access (if required), and onboarding within 48 hours.
Does Skelta integrate with existing systems?
Yes. We offer API integrations for brokers, bancassurance systems, and insurers who wish to link their products or distribution channels directly to Skelta.
How are payments and commissions handled?
All premium payments are routed securely to the respective insurer’s account. Skelta then provides detailed commission tracking through your dashboard for easy reconciliation.
How secure is Skelta’s platform?
We use encrypted APIs, two-factor authentication, and data protection standards that comply with the Kenya Data Protection Act (2019). Our systems are hosted on trusted, compliant cloud infrastructure.
Do I need to install any software?
No installation required. Skelta is entirely web-based and can be accessed securely from any device with internet connectivity.
How does the quoting and policy process work?
Partners can log in, compare multiple insurer quotes instantly, share proposals with clients, and issue policies directly — all through the platform.
How do insurers benefit from Skelta?
Insurers gain access to a wider distribution network and real-time insights into intermediary performance — helping them grow market reach efficiently.
How do intermediaries benefit from Skelta?
Intermediaries can access multiple insurers and products, quote faster, manage clients easily, and increase revenue without switching between multiple portals.
How do insurers benefit from Skelta?
Insurers gain access to a wider distribution network and real-time insights into intermediary performance — helping them grow market reach efficiently.
Is there a cost to join Skelta?
Currently, onboarding is free for verified intermediaries during our launch phase. Future versions may include tiered plans with advanced analytics and integrations.
How do I get technical support?
Our partner success team provides email, chat, and call support. You can also access tutorials and API documentation through your partner dashboard.
Can Skelta be white-labeled?
Yes. For corporate partners or large networks (e.g. SACCOs, MFIs, banks), Skelta offers custom white-label solutions with branding, analytics, and reporting tailored to your institution.
Where is Skelta currently available?
Skelta is currently operational in Kenya, with expansion plans into Uganda, Tanzania, Zambia and Rwanda from 2027 onward.
What makes Skelta different from other InsurTech platforms?
Unlike platforms that focus on direct sales, Skelta is built for intermediaries, not in competition with them. We digitize and empower distribution — instead of replacing it.
Can I request a demo or presentation?
Yes. Contact us via the Partner with Skelta form or email support@skelta.co.ke. Our team will schedule a live demo within 3 business days.
How are claims handled through Skelta?
Claims are submitted directly to the insurer. However, partners can track claim status updates through their Skelta dashboard in real-time once the insurer integrates its claim API.
What happens if I forget my login credentials?
Click “Forgot Password” on the login page. You’ll receive a secure reset link via your registered email within minutes.

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